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A happy retired couple is enjoying the outdoors, with the man playfully giving his wife a piggyback ride. They both look content and full of joy.

Protect your retirement from medical costs

Plan now for rising healthcare costs to enjoy a stress-free retirement. Avoid potential future struggles by starting a Momentum Investo Retirement Annuity (RA).

This savings plan grows your money, giving you the extra to cover unexpected medical expenses in retirement.

Beat rising medical inflation with growth.
Get tax breaks to boost your retirement savings.
Get rewarded with a bonus for staying invested.

Request a call back View brochure (pdf)

Why plan ahead for healthcare costs in retirement?

A retired woman sits beside a large pilates ball, looking content and satisfied with her exercise session.

Many South Africans find it challenging to retire comfortably. This challenge is amplified by rising medical costs as we age and the impact of medical inflation, which outpaces general inflation by 3 to 4%.

Adding an Investo Retirement Annuity dedicated to medical costs to your existing retirement benefits portfolio puts you in a better financial position when you retire.

Benefits of a retirement annuity for medical expenses

Apart from the substantial discount you get back from the tax man for every rand you put into your retirement annuity, you’ll be prepared for what life may bring.

Beat medical inflation Plan ahead for rising medical expenses due to advances in healthcare and chronic diseases like diabetes and heart disease.

Manage unexpected healthcare costs Make up for medical aid shortfalls and out-of-pocket expenses.

Maintain your quality of healthcare Avoid the endless queues and compromised care at public facilities.

A retired couple sits on the sandy beach, with the man’s arm wrapped around her. She’s wearing a cozy poncho, and behind them, is a sailboat.

How to maximise your savings with an Investo Retirement Annuity

When you take out an Investo retirement annuity, you get many benefits to help your money grow faster (and further!).

Get tax-free growth Watch your money grow with an affordable retirement savings plan, starting from as little as R500 a month.

Enjoy tax rebates With the power of compound interest, reinvesting your tax refund into your RA, bumps up your retirement savings even more!

Get a loyalty bonus Get rewarded with a bonus that pays back most of your administrative fees when staying invested for 5 years.

Need retirement planning advice?

Without proper retirement planning, rising medical costs can significantly cut your income, leaving you vulnerable.

Connect with a financial adviser to explore how an Investo RA can help you maximise your savings for a secure, worry-free retirement.

Request a call back Find an adviser

Protect your retirement from medical costs

Why plan ahead for healthcare costs in retirement?

How to maximise your savings with an Investo Retirement Annuity

Need retirement planning advice?

Without proper retirement planning, rising medical costs can significantly cut your income, leaving you vulnerable. Connect with a financial adviser to explore how an Investo RA can help you maximise your savings for a secure, worry-free retirement.

Without proper retirement planning, rising medical costs can significantly cut your income, leaving you vulnerable.

Connect with a financial adviser to explore how an Investo RA can help you maximise your savings for a secure, worry-free retirement.