Get a car & home insurance quote
Earn up to 30% cashback – even if you claim
Safety Returns rewards you for your safety. Earn up to 30% cashback on your premiums every year – even if you claim.
24/7 emergency assistance
Get free roadside, home, medical and legal assistance 24/7/365 with Momentum Assist.
Safety Alert panic button
Our Safety Alert panic button available on the Momentum App provides real-time protection for you and your loved ones, with over 1,800 emergency responders.
Momentum insurance for your car, home and business
Explore our range of short-term insurance solutions designed to protect what matters most. From comprehensive car and home insurance to business cover, find the right protection for your needs and enjoy greater peace of mind every day.
What is short-term insurance?
Short-term insurance is designed to protect you financially against unexpected events that could result in damage, loss, or liability. It covers your personal and business property, helping you bounce back quickly when things go wrong.
Through tailored policies, you can cover your car, protect your building and home contents, or safeguard your company’s commercial assets and operations.
By choosing the right cover, you significantly reduce the financial impact of everyday risks and gain greater peace of mind.
Benefits and rewards that put your safety first
Beyond protecting your assets, Momentum Insure provides the best short-term insurance benefits combining practical benefits and digital tools to help you stay safe, manage your cover, and enjoy added value at no additional cost.
Self-service
- Submit and track claims quickly
- Update your policy details anytime
- Manage everything easily via the Momentum App
Personal benefits and rewards
- Earn up to 30% Safety Returns cashback
- Access Momentum Assist for emergencies
- Stay protected with Safety Alert and Accident Alert
Why South Africans trust Momentum Insure
Our short-term insurance awards and recognitions
Forbes Word’s Best Companies
Momentum Insure was recognised in Forbes' 2026 lists of the World's Best Auto Insurance Companies and World's Best Homeowners Insurance Companies.
FIA Intermediary Experience Awards
Momentum Insure was awarded 2nd place in the FIA Intermediary Experience Awards in the Personal Lines category for short-term insurance.
Insurance Sentiment Index
Momentum Insure was recognised for strong client sentiment and trust and ranked among South Africa’s top 5 insurers in the 2024 Insurance Sentiment Index.
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