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A log in screen and multi-factor authentication screen on the Momentum App, displayed on a cell phone. A log in screen and multi-factor authentication screen on the Momentum App, displayed on a cell phone.

Multi-factor authentication

From 3 March 2026, we’re adding an extra layer of protection to your web and App login with multi-factor authentication (MFA). MFA adds a simple step beyond your password to better protect your Momentum profile, reflecting our commitment to a secure, reliable digital experience.

How it works:

  • Complete a one-time enrolment.
  • Stay protected every time you access your Momentum profile.

For help with MFA enrolment or login, contact our digital support team.

What is multi-factor authentication (MFA)?

Multi factor authentication (MFA) is a security measure that requires more than one form of verification before granting access to your Momentum profile. Standard systems usually require one thing to let you in - a password. However, passwords can be guessed, stolen, forgotten or accidentally shared.

Instead of relying only on a username and password, MFA verifies your identity using an additional factor - something only you have access to, like your cell phone. This approach significantly reduces the risk of fraud, identity theft, and unauthorised access.

MFA works alongside Momentum’s broader security and fraud prevention measures, which are designed to protect your information, monitor suspicious activity, and ensure safer digital interactions.

How to set up multi-factor authentication

The first time you log in after 3 March 2026, you’ll complete a one-time MFA enrolment, which includes confirming your cell phone number. After that, MFA verification will be required once every 7 days.

Enter your credentials You enter your unique username and password.
Check your OTP You’ll receive a one-time pin (OTP) on your registered cell phone number.
Confirm your login You enter the OTP to complete your login.

How MFA helps protect your journey to success

A person holding a cell phone and entering a one-time PIN to complete a secure website login as part of the multi-factor authentication process.

Your Momentum profile holds valuable information, making it a vital part of your financial journey. Protecting it helps safeguard the progress you’re making toward your goals. As cyber threats become increasingly sophisticated, a password alone is no longer enough. With MFA, your Momentum profile remains secure and under your control.

What this means for you:

  • Stronger protection: MFA helps safeguard your personal and financial information.
  • Minimal disruption: Enrol with a one-time setup and enjoy quick, easy future logins.
  • Added peace of mind: You can log in confidently, knowing your profile is secure with an extra layer of security, while your login stays simple and smooth.

Contact us

If you experience any issues with MFA enrolment or logging in, our support team is here to help.




Please note that response times may be slightly delayed due to high volumes of queries.

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