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page.keywordsCar and home insurance, Car and home insurance quotes, Short-term insurance, Short-term insurance in South Africa, Momentum Insure car and home insurance, Momentum Insure short-term insurance, Momentum Insure

Car and home insurance

A man and his family in the safety of their home, showcasing safety features on the Momentum App.

Get rewarded for being safe

Join Safety Returns for free and earn up to 30% cash back on your paid premiums yearly - even if you claim!

Enjoy our safety features

Get help when you need it most with free roadside, home, medical and legal assistance available 24/7/365.

Safety Alert panic button

Access to 1 800 armed responders to protect you and your loved ones. Available on the Momentum App.

Choose the right insurance cover for
your needs

When getting the right car and home insurance quote, or finding an insurance solution for your business, no one size fits all. Our flexible options are designed to offer the best coverage to suit your pocket and needs. Plus, get cash back on your paid premiums for keeping safe with Momentum Safety Returns, and enjoy exclusive services that protect you and your loved ones at no additional cost.

Car insurance

Car insurance that gives you competitive yet affordable cover.

Home & Building insurance

Get home contents insurance and buildings insurance for unmatched peace of mind.

Business insurance

Get comprehensive business insurance so you can focus on the bigger picture.

Short-term insurance cover in South Africa

Avoid getting dealt a financial blow from the theft, loss or damage of your most treasured possessions - your car, home, wealth, equipment and more. Short-term insurance gives you a financial safety net, covering your valuables for the risks related to an accident, natural disaster, or unexpected crisis.

Why choose Momentum Insure?

At Momentum Insure, we’ve taken a holistic approach to safety and short-term insurance by providing industry-leading benefits that make you feel safe, so you can live life with confidence.

A vector illustration of a successfully submitted claim.


Access our self-service features on the Momentum App or log into the website to submit a claim, update your policy details and get emergency assistance anytime, anywhere.

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Personal benefits and rewards

Our innovative benefits and rewards like Safety Returns, Safety Alert, Accident Alert and Momentum Assist, go beyond protecting your valuables, at no additional cost.

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Momentum App

Get convenient access to all self-service features, emergency assistance and keep track of your cover, premiums and rewards – all from the palm of your hands!

A mobile device displaying the Safety Alert and log in screens of the Momentum App.
A mobile device displaying the Safety Alert and log in screens of the Momentum App.

Get Safety Returns on the Momentum App

Join the Safety Returns rewards programme and get up to 30% cash back on your paid premiums, every year, even if you claim, when you engage with our safety-focused features on the Momentum App.

Track your Safe Dayz.
Submit and view claims on the App.
Get a holistic view of Momentum products.
Download and share your tax certificates.

The chapters of our journey

Through our journey, we’re committed to taking safety beyond insurance to create a safer environment that enables many possibilities, eliminates fears and encourages confidence.

More on Momentum Insure

Momentum Insure

Momentum Insure Legal and Compliance

Submitting a car or home insurance claim

Need short-term insurance cover?

Get an insurance quote and save

Get a quote

Contact Momentum Insure

Roadside and emergency services

Available 24 hours a day, 7 days a week, 365 days a year.

Sales and client services

Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.


Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.

Insurance ethics and fraud report line

Available 24 hours a day, 7 days a week, 365 days a year.

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