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Young family of 4 playing with a soccer ball in the park. They have medical aid with Momentum Medical Scheme.

Medical aid

Momentum Medical Scheme

As one of the most trusted medical aid schemes in South Africa, we can help you find the most affordable medical aid option to suit your individual or family needs, with industry-leading benefits.

Get an online quote Call me for a quote

Momentum Medical Scheme options

With Momentum Medical Scheme, you have access to a wide range of medical aid options and industry-leading benefits. Whether you’re a student looking for the most affordable medical aid, a young professional, or a breadwinner who needs extensive cover for your whole family in South Africa, we’ve got you covered.

Evolve

  • Hospitalisation at the Evolve Network of private hospitals (no overall annual limit).
  • 2 virtual doctors’ consultations.
  • 2 physiotherapist or biokineticist visits.
  • Additional day-to-day benefits are subject to HealthSaver+.
from R1 847 per month

Get an online quote Learn more

Custom

  • Comprehensive hospital and chronic cover from Any or Associated providers.
  • Save on your contribution by electing to use a specific list of private hospitals.
  • Day-to-day benefits are subject to HealthSaver+.
from R2 353 per month

Get an online quote Learn more

Incentive

  • Extensive hospital and chronic cover from Any or Associated providers.
  • 10% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.

from R3 060 per month

Get an online quote Learn more

Extender

  • Extensive hospital and chronic cover from Any or Associated providers.
  • 25% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.
  • Extended Cover benefit once you have reached your Threshold.
from R7 215 per month

Get an online quote Learn more

Summit

  • Unlimited private hospital cover from Any provider.
  • Chronic cover available for an additional 36 conditions at Any provider.
  • Day-to-day benefits are covered up to
    R33 000 per beneficiary per year.

from R14 903 per month

Get an online quote Learn more

Ingwe

  • Get affordable entry-level medical cover.
  • Choose to get treatment from Any hospital, the Ingwe Network of private hospitals, or Connect Network hospitals.



from R589 per month

Get an online quote Learn more

Evolve

  • Hospitalisation at the Evolve Network of private hospitals (no overall annual limit).
  • 2 virtual doctors’ consultations.
  • 2 physiotherapist or biokineticist visits.
  • Additional day-to-day benefits are subject to HealthSaver+.



from R1 847 per month

Get an online quote Learn more

Custom

  • Comprehensive hospital and chronic cover from Any or Associated providers.
  • Save on your contribution by electing to use a specific list of private hospitals.
  • Day-to-day benefits are subject to HealthSaver+.



from R2 353 per month

Get an online quote Learn more

Incentive

  • Extensive hospital and chronic cover from Any or Associated providers.
  • 10% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.




from R3 060 per month

Get an online quote Learn more

Ingwe

  • Get affordable entry-level medical cover.
  • Choose to get treatment from Any hospital, the Ingwe Network of private hospitals, or Connect Network hospitals.





from R589 per month

Get an online quote Learn more

Summit

  • Unlimited private hospital cover from Any provider.
  • Chronic cover available for an additional 36 conditions at Any provider.
  • Day-to-day benefits are covered up to R33 000 per beneficiary per year.

from R14 903 per month

Get an online quote Learn more

Extender

  • Extensive hospital and chronic cover from Any or Associated providers.
  • 25% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.
  • Extended Cover benefit once you have reached your Threshold.
from R7 215 per month

Get an online quote Learn more

People like you already on the scheme

Option
Evolve
Multiply
Inspire Plus
Contribution
R1 539
Healthy Heart Score
Green
Fitness level
5
Monthly HealthReturns
R615
Monthly partner rewards
R780
Total monthly rewards
R1 395
Option
Incentive
Multiply
Inspire Plus
Contribution
R4 560
Healthy Heart Score
Green
Fitness level
4
Monthly HealthReturns
R1 524
Monthly partner rewards
R1 302
Total monthly rewards
R2 826
Option
Extender
Multiply
Inspire Plus
Contribution
R14 100
Healthy Heart Score
Green
Fitness level
4
Monthly HealthReturns
R2060
Monthly partner rewards
R666
Total monthly rewards
R2 726
Call me for a quote

Compare the cover and benefits of 2 or more Momentum Medical Scheme options side-by-side to find the most affordable option to suit your needs, then get an online medical aid quote, or call us on 0861 111 818 to discuss your medical aid and healthcare cover needs.

Compare options

Included medical aid benefits

  • In-hospital Benefit
  • Health Platform Benefit
  • Day-to-day Benefit
  • Chronic Benefit

In-hospital Benefit

In-hospital icon in red.

This Major Medical Benefit covers hospitalisation as well as some out-of-hospital procedures that can be performed in a doctor's room, day hospital, or out-patient facility.

Learn more

Health Platform Benefit

Day-to-day Benefit

Chronic Benefit

MOMENTUM VALUE-ADDED BENEFITS

Convenient, innovative features, unique to Momentum

HealthReturns+

An incentive programme that rewards you for taking ownership of your health. We aim to help you stay informed about your health status and reward you for staying healthy.

Free

Learn more

HealthSaver+

A voluntary savings account that works seamlessly with your medical aid. It pays for treatments and procedures not covered by your option.

R40 admin fee per year

Learn more

Hello Doctor+

Get free expert health advice from qualified South African medical doctors through your phone or mobile device, 24/7/365.


Free

Learn more

GapCover+

Gap cover helps you avoid unexpected shortfalls for hospitalisation and certain procedures performed out of hospital.


From R259 per month

Learn more

+ Momentum Medical Scheme members may choose to make use of additional products available from Momentum Group Limited and its subsidiaries as well as Momentum Multiply (herein collectively referred to as Momentum). Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. Momentum products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the products offered by Momentum.

Disclaimer: Momentum Medical Scheme’s 2025 benefit and contribution amendments have been submitted to the Council for Medical Schemes and are subject to approval by the Regulator.

Why choose us?

A lady in purple tights and red top jumping up excitedly as she gets up to 50% off gym partners with Multiply.

MOMENTUM MULTIPLY+ REWARDS PROGRAMME

Enjoy HealthReturns and discounts

We encourage and reward our members for making healthier choices! Multiply Inspire is free for members on the Evolve, Custom, Incentive, Extender, and Summit Options. Upgrade to Multiply Inspire Plus and earn up to R1 000 per adult p/m in HealthReturns. Multiply Engage is free for members on the Ingwe Option and Momentum Health4Me. For multiplied benefits and rewards, you can upgrade to Multiply Engage Plus.

Learn more
A content little boy sitting on his mother’s lap gets his chest examined by a young male doctor using a stethoscope.

SAVE WITH PROVIDER CHOICE

Save up to R1 000 a month

The Custom, Incentive, and Extender Options give you the flexibility to choose your healthcare providers – hospitals, doctors, and pharmacies. Save up to R1 000 on your monthly contributions when you choose to use Momentum Medical Scheme’s Associated providers.

Learn more

More about medical aid

Learn how to get the best out of your medical aid in South Africa.

7 ways to make the most of your benefits

Learn more

How to submit a
medical aid claim

Learn more

How to get
pre-authorisation

Learn more

Frequently asked
questions

Learn more

Download the
Momentum App

Learn more

About Momentum
Medical Scheme

Learn more

Employee wellness and
medical aid

Learn more

Employee occupational health and wellbeing

Learn more

Want a quote?

You'll get a quote reflecting the medical aid contribution at the end of the process.

Get an online quote

Need advice?

An accredited healthcare consultant will call you to discuss our medical aid options and benefits.

Request a call back

Contact Momentum Medical Scheme

Client service, claims and authorisations

0860 117 859

WhatsApp us
Join an online help session.

+27 31 573 4008

[email protected]

[email protected]
Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 16:00.
Closed on Sundays and public holidays.

For local emergencies

082 911

Available 24 hours a day, 7 days a week, 365 days a year.

For international emergencies


+27 11 541 1263

Available 24 hours a day, 7 days a week, 365 days a year.

Momentum Medical Scheme Ethics and Fraud line

0800 000 438

[email protected]

Available 24 hours a day, 7 days a week, 365 days a year.
Other Momentum contacts

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