Gap cover
Healthcare costs can be unpredictable, and your medical scheme may not always cover the full cost of in-hospital procedures or specific treatments.
Momentum GapCover+ provides essential supplementary cover to fill those gaps, ensuring you're protected against potential shortfalls. Choose between:
- GapCover Primary for more affordable coverage, or
- GapCover Supreme for more extensive protection.
R259 per month
What is gap cover?
Momentum GapCover+ bridges the gap between your in-hospital medical bills and medical aid cover. You can use your cover to help pay for in- and out-of-hospital fees when your medical aid doesn't cover all the costs.
With Momentum GapCover, you can choose a suitable plan to ensure you’re prepared for any unexpected shortfall.
Gap cover is not a medical aid. This product is not a substitute for medical aid cover.
How much does it cost?
No dependants may be added to gap cover if the principal insured is over the age of 65 at the time of applying for the cover. Rates are per policy per month. No dependants may be added to Momentum GapCover if the principal insured is over 65, or on Millennial GapCover.
What level of cover applies per medical aid option?
Ingwe, Custom, and Evolve Options: Up to 400% of the Momentum Medical Scheme Rate.
Incentive and Extender Options: Up to 800% of the Momentum Medical Scheme Rate.
Summit Option: Up to 1 200% of the Momentum Medical Scheme Rate.
Gap cover benefits
Shortfall benefits
These benefits aggregate to a maximum benefit of R190 000 per insured person per year.
Assist benefit
These benefits do not aggregate to the R190 000 cap.
Why Momentum GapCover+?
Contact Momentum Medical Scheme
2-minute questionnaire.