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A young couple staying active to earn Momentum Health Returns. They’re jogging across a bridge while the man holds a white dog on a dog leash.

HealthReturns+

An incentive programme that rewards you for taking ownership of your health. We aim to help you stay informed about your health status and reward you for staying healthy. Earn up to R3 000 in HealthReturns per family of 2 adults per month. You’ll need to:

  • Go for a yearly health assessment.
  • Comply with treatment protocols (where applicable).
  • Are physically active.

Who can earn HealthReturns

Momentum Medical Scheme members (except Ingwe and Fusion Options) who are on Multiply Inspire or Inspire Plus.

How to earn HealthReturns and know your health

Knowing how healthy you are is the first step to a healthier body and mind. Download the Momentum App to get started.

Lifestyle quiz

Earn your first HealthReturns for completing the Lifestyle quiz which is guaranteed for 3 months.

Health assessment

Do your health assessment within 3 months after completing the lifestyle quiz and lock in your HealthReturns for the year.

Fitness assessment

Want to earn more HealthReturns? Do a fitness assessment to boost your rewards.

Earn even more HealthReturns!

Make better choices – small efforts everyday leads to big long-term
health wins.

Earn weekly and monthly rewards by consistently hitting your Weekly Wins and Recharge Goals.

Small efforts, big wins

Earn weekly and monthly rewards by consistently hitting your Weekly Wins and Recharge Goals.

Take part in the Leaderboard Challenges and earn HealthReturns.

Challenge accepted!

Take part in the Leaderboard Challenges, get a good ranking on the leaderboard and score HealthReturns.

Active Dayz & Recharge Dayz

The Multiply Digital Coach is a tool that supports you to make better lifestyle choices to help you improve your overall wellbeing.

Digital Coach

The Multiply Digital Coach is a tool that supports you to make better lifestyle choices to help you improve your overall wellbeing. Once you’ve done the Lifestyle Quiz and understand what areas you need to prioritise, use the Digital Coach tool to get simple tips to help you improve your overall health.

Multiply Inspire and Multiply Inspire Plus

Multiply Inspire

Free



Have fun and get rewarded for living your healthiest life!

Your partner on your journey to health and wellness.

Access to the Multiply Digital Coach tool.

Basic HealthReturns putting cash back in your pocket.

Basic partner discounts and cashbacks.

Earn up to R745 per adult per month HealthReturns capped at 10% of monthly contribution.

Free

Have fun and get rewarded for living your healthiest life!

Your partner on your journey to health and wellness.

Multiply Inspire Plus

R195 pm



Double your rewards for living your
healthiest life!


Your partner on your journey to health and wellness.

Access to the Multiply Digital Coach tool.

Multiplied HealthReturns putting cash back in your pocket.

Multiplied partner discounts and cashbacks.

Earn up to R1 500 per adult per month HealthReturns capped at 40% of monthly contribution.

R195 pm


Double your rewards for living your healthiest life!

Your partner on your journey to health and wellness.


+You may choose to make use of additional products available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance your medical aid. Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. The complementary products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the complementary products.

Want a quote?

You'll get a quote reflecting the medical aid contribution at the end of the process.

Need advice?

An accredited healthcare consultant will call you to discuss our medical aid options and benefits.

Contact Momentum Medical Scheme

Client service, claims and authorisations



Click here to contact us via WhatsApp.
Join an online help session.



Business hours are Monday to Friday from 08:00 to 17:00. Saturday and public holidays from 08:00 to 16:00. Closed on Sundays.

For local emergencies



Available 24 hours a day, 7 days a week, 365 days a year.

For international emergencies



Available 24 hours a day, 7 days a week, 365 days a year.

Momentum Medical Scheme Ethics and Fraud line




Available 24 hours a day, 7 days a week, 365 days a year.

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