Get paid to save for your long-term goals
Did you know you can get paid to save? The right savings and investment plan can help your money work harder so you can reap the long-term benefits.
- Harness compound interest: Your money multiplies faster when you keep it invested.
- Get tax benefits: Lower your tax bill and get money back on your retirement contributions based on your tax rate.
Wherever you are in life, Momentum has savings, investment and retirement solutions tailored to your goals. Speak to a financial adviser today.
What are the benefits of long-term saving?
It’s great to have emergency savings for any mishap. But to put your money to work in the long term is a fantastic plan. Here are 3 key benefits you can start taking advantage of today.
Multiply your savings over time
The power of compound interest, when you start earning growth on your investment’s growth, is magical. And the earlier you start, the less you have to put away for the lean years when you will no longer earn a salary.
Get paid by SARS to save for retirement
The government actively rewards you for looking after your future self. Every time you save for retirement, The South African Revenue Service (SARS) effectively gives you a discount by handing back a percentage of that money based on your tax rate.
Build the future you want, on your own terms
Your goals change with every life stage, and your strategy should too. Instead of a generic 15% savings rule, a financial adviser can look at what you earn today to map out a plan that protects the lifestyle you want to maintain tomorrow.
Discover multiple ways to start your savings and investment journey
From your first pay cheque to your well-earned golden years, and every unexpected chapter in between, we understand that every life journey is unique. You can knock on three doors for a Momentum savings and investment solution to meet your context and evolve as you do.
Invest regularly
No matter where you are in life, saving shouldn’t feel out of reach. With Momentum Savings, you can invest regularly. Whether you're saving for retirement, your child’s education, or simply a more secure future, we’ll help you grow your money steadily, with solutions tailored to your goals.
- Invest from R500 a month
- Add once-off contributions
- Enjoy built-in benefits like bonuses and payment breaks
- Protection if you can’t contribute.
Invest a lump sum
Are you planning for retirement, growing your portfolio, or looking for tax-efficient options? Momentum Wealth offers tailored investment solutions to help you grow, protect, or draw an income from your capital.
- Start with a lump sum from R50 000
- Invest monthly from R1 000
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Access both local and global markets
- Wide range of products to suit your needs
Invest long-term
Enjoy the retirement you’ve earned with the Life Horizon Annuity, part of the Golden Income With-Profit Annuity, from Momentum Corporate. Available to FundsAtWork members, it offers a smart balance of steady income now and growth for the future so you can retire worry-free.
- A minimum investment of R100 000
- Guaranteed income for life
- Protection from market ups and downs
- Protection for your loved ones when you pass away
Empower your savings journey with helpful resources
Get inspired to fuel your savings goals with tips and expert insights from our blog and podcast.
Why people struggle to save
Andile Jonas, Head of Marketing at Momentum Savings, and Paul Nixon, Head of Behavioural Science at Momentum, reflect on what drives financial behaviour.
Join the conversation
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Need expert advice?
Regardless of your life journey, our savings and investment solutions, combined with financial advice tailored to your needs, help you stay confident about your financial future.
Ready to build a financial plan that supports your savings goals at every stage? Partner with a financial adviser today!